Retirement
A self‑directed IRA can hold gold, silver, platinum and palladium. Bars and coins, bought at the counter price, funded from the retirement account you already have.
Paper denominated assets — traditional and Roth IRAs, 401ks — lose value when government fiscal and monetary policy are not sound. A percentage held in physical metal can compensate for those paper losses and improve how the whole portfolio performs.
Get your free consultation See both routes
The process
Whichever legal framework you prefer, getting physical metal into a 401k or an IRA runs the same way.
Open or create a custodian account, by either of the two routes below.
Fund the account, usually from an existing 401k or IRA.
Buy your precious metals from Sovereign Gold & Silver Exchange at the price on the board.
Two ways in
There are two ways to get physical metal into a retirement account. Both have their benefits. Which one suits you better is your decision to make.
01
Establish a self‑directed 401k trust or an LLC where you are the trustee or the owner, and fund it from existing 401ks or IRAs. The metal is in your control. There may be annual fees payable to local, state or federal government. Once it is funded, you simply contact us to buy your precious metals.
Contact us
02
Establish a self‑directed 401k or IRA at an existing custodian, fund it, and buy metal. It must be stored in an IRA‑approved depository, with yearly management and storage fees. Fill out the buy direction paperwork naming Sovereign Gold & Silver Exchange as the dealer, and we coordinate the sale and the shipment to the depository.
Contact us| Compared | Trust or LLC | Custodian IRA |
|---|---|---|
| Who holds the metal | You, as trustee or owner | An IRA‑approved depository |
| Setting it up | Legal structure and paperwork, about $800–$1,100 | An account opened with the custodian |
| Ongoing fees | Possible annual local, state or federal fees | Yearly management and storage |
| Paperwork to buy | None — contact us once funded | Buy direction form naming Sovereign Gold & Silver Exchange |
| Our part | We sell the metal to your trust or LLC | We coordinate with custodian and depository |
Who to call
Sovereign Gold & Silver Exchange has partnered with three large national custodians of self‑directed 401k and IRA accounts. Review their sites and call them to see which option is right for you.
Trust and LLC setup
My Solo 401k Financial
A Colorado company, not affiliated with Sovereign Gold & Silver Exchange.
Sets up the legal structure and the paperwork for your own 401k or IRA. Fees range from
about $800 to $1,100.
IRA custodian
The Entrust Group
IRA custodian
New Direction IRA, Inc.
IRA custodian
Goldstar Trust Company
